Ch ChetsBooks
Built for shared PHP hosting · cPanel · Hostinger · SiteGround

Invoicing & accounting
for the modern freelancer.

ChetsBooks runs on any MySQL + PHP 8.4 host. Multi-currency invoices, recurring billing, expense tracking, tax filing, and AI-assisted drafting — owned outright, no SaaS bill.

Powered by Laravel 13 Livewire 4 Tailwind v4 Stripe Prism AI
Bill clients in any of these currencies
$ USD currencies.USD
EUR currencies.EUR
£ GBP currencies.GBP
¥ JPY currencies.JPY
INR currencies.INR
C$ CAD currencies.CAD
A$ AUD currencies.AUD
CHF CHF currencies.CHF
¥ CNY currencies.CNY
S$ SGD currencies.SGD
د.إ AED currencies.AED
R$ BRL currencies.BRL
$ USD currencies.USD
EUR currencies.EUR
£ GBP currencies.GBP
¥ JPY currencies.JPY
INR currencies.INR
C$ CAD currencies.CAD
A$ AUD currencies.AUD
CHF CHF currencies.CHF
¥ CNY currencies.CNY
S$ SGD currencies.SGD
د.إ AED currencies.AED
R$ BRL currencies.BRL
Built for freelancers

Everything you need, nothing you don't.

From the first quote to year-end tax export — without subscribing to anything that lives on someone else's server.

Multi-currency

12+ currencies out of the box. Live exchange rates via public API. Bill in each client's native currency without a paid add-on.

$1,250 €1,150 ¥187,500 ₹103,750 £985
Recurring billing

Monthly retainers, weekly, quarterly, yearly. Auto-send invoices when due.

5 frequencies · auto-send
Tax ready

Multiple tax rates, compound taxes, VAT/GST friendly, year-end 1099 export.

Compound · VAT · 1099
AI assisted

Prism-PHP drafts line descriptions, categorises expenses, and writes payment-reminder copy. Falls back to deterministic templates when AI is off.

Suggested description

"Senior Laravel consulting · API design review and refactoring for the checkout flow, week of Oct 14."

Shared-host safe

No Redis, no Postgres, no queue daemons. Just MySQL and PHP. Deploys via cPanel.

MySQL 5.7+ · PHP 8.4
Compare

Why teams pick ChetsBooks over $228/yr SaaS.

Same headline features. Without the monthly bill, the vendor lock-in, or the cap on currencies.

Recommended
Ch
ChetsBooks
Self-hosted · invite-only
Pricing model
One-time license
Where your data lives
Your server
Multi-currency invoices
12+ currencies, native
Recurring billing
5 frequencies
Compound tax rates
Canadian QST-on-GST
AI-assisted drafting
OpenAI · Anthropic
Bank import
CSV + auto-match
Custom domain
Free — your domain
Vendor lock-in
Zero — own your DB
FB
FreshBooks
SaaS · cloud-only
Pricing model
$228/yr SaaS
Where your data lives
FreshBooks' cloud
Multi-currency invoices
Add-on, higher tier
Recurring billing
Compound tax rates
AI-assisted drafting
Bank import
Bank feed
Custom domain
Higher tier
Vendor lock-in
High
WA
Wave
Free · ad-supported
Pricing model
Free · ad-supported
Where your data lives
Wave's cloud
Multi-currency invoices
Limited
Recurring billing
Manual workaround
Compound tax rates
AI-assisted drafting
Bank import
Bank feed
Custom domain
Higher tier
Vendor lock-in
High

Pricing reflects public list prices as of 2026 and is shown for orientation, not endorsement. Compare against your current toolchain — your mileage may vary.